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  • So what's the good news?
    So what's the good news? Stories about the good that LTC policies do for some insured. Long-term ... So what's the good news? Stories about the good that LTC policies do for some insured. Long-term ...

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    • Authors: Michael Bergerson
    • Date: Dec 2016
    • Competency: Strategic Insight and Integration>Big picture view
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Utilization: Long-Term Care’s “Middle Child”
    Utilization: Long-Term Care’s “Middle Child” The basics and importance of the utilization assumption ...

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    • Authors: Michael Emmert, Michael Bergerson
    • Date: Dec 2017
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Conducting a Long-Term Care Experience Study
    Security numbers and updated with the more reliable mortality data. However, effective Nov. 1, 2011, the Social ... case, you choose a reasonably represen- tative mortality assumption and use it to devel- op the number ...

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    • Authors: Matthew John Winegar, Michael Bergerson
    • Date: Jan 2013
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • Unpacking Predictive Analytics for the Long-Term Care Insurance Industry: How New Approaches to Model Visualization Can Support Greater Understanding of Results
    credibility weighted adjustments based on the company’s experience. This helps ensure projection assumptions ... experience by not over fitting assumptions to the company’s historical experience. Determining the credibility ...

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    • Authors: Joseph Long, Missy Gordon, Michael Bergerson, John Hebig
    • Date: Feb 2021
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Predictive Analytics; Long-term Care>Incidence - Long-term Care
  • Reflections from the Chair
    Reflections from the Chair Reflections from the past year as chair of the LTC ... bergerson@milliman.com. Endnotes [1] Nixon, Richard. Richard Nixon’s November 1962 Press Conference, Wikipedia, Aug. 23 ...

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    • Authors: Michael Bergerson
    • Date: Nov 2022
    • Competency: Leadership
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance
    coverage should be consis- tent with the approved rate table. In theory, absent variation for competition and ... Matters: Level vs. Relative Premium Increases ... Table 1 examines cohorts within the block to determine ...

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    • Authors: John Hebig, Michael Bergerson
    • Date: Apr 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Advantages, Disadvantages and Considerations for LTC Policy Buyouts
    cash ows. Table 1 provides metrics for the insured population used in our analysis. Table 1 Overall ... gross premium reserve $510.2M As can be seen in Table 1, the block used in our analysis is in a premium ...

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    • Authors: Michael Bergerson, Jeff Anderson
    • Date: Feb 2020
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care